MLhuillier Navigation

THE MLHUILLIER BRANCH CLOSEST TO YOU IS

Click "Allow" to find the nearest branch.

  • MLhuillier
Allow See All Branches

Insurance Plans

ML Pamilya Insurance Plans

familyfinalIn September 2000, M.Lhuillier Philippines has offered the insurance product to its valued customers under the ML Pamilya Insurance Plans name, mainly focused on personal accident cover. Now, we have four different insurance packages, namely; ML Pinoy Protect Plus, ML Family Protect, ML Pawners Protect and ML Kwarta Padala Protect.

  ML PINOY PROTECT PLUS

It is a Personal Accident Insurance under the umbrella of ML Pamilya Insurance Plans intended to INDIVIDUAL. It is a 3-in-1 comprehensive insurance package that provides Accidental Death/Permanent Disablement, Cash Assistance for Natural Death (excluding pre-existing illness) and Educational Cash Assistance. A very affordable insurance package that can be availed by any individual with ages 18-75 years old.

Scope of Cover

provides worldwide 24hr, 365 days protection against loss of life or bodily injury, resulting solely, directly and independently of all other causes from an accident caused by external, violent and visible means. This includes:

  • acts of nature
  • dog and snake bites
  • accidental food poisoning
  • while riding as a passenger of any type of public conveyance licensed to carry passenger – be it by sea, land or air.
  • motorcycling risk is covered but limited to the limit in Schedule of Benefits subject however to the exceptions while as pillion rider, engaged in racing, and driving without valid driver’s license.

Schedule of Benefits

Benefits
Unit’s
1 unit 2 units 3 units 4 units 5 units
Accidental Death & Permanent Disablement/Dismemberment 30,000.00 60,000.00 90,000.00 120,000.00 150,000.00
Unprovoked Murder & Assault 30,000.00 60,000.00 60,000.00 60,000.00 60,000.00
Motorcycling 30,000.00 60,000.00 60,000.00 60,000.00 60,000.00
Accidental Burial Benefit 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00
Cash Assistance due to Natural Death (excluding pre-existing illness) 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00
Educational Cash Assistance
1. Accidental Death 5,000.00 10,000.00 15,000.00 20,000.00 25,000.00
2. Natural Death 2,500.00 5,000.00 7,500.00 10,000.00 12,500.00
Term of Cover 1 year 1 year 1 year 1 year 1 year
Qualified Ages 18 years old to 75 years old

  • Subject to the standard exclusions stated in the Master Policy issued by MAA General Assurance Phils., Inc., as the insurance provider.

  ML FAMILY PROTECT PLUS

BENEFITS FOR ML FAMILY PROTECT PLUS!

It is a Personal Accident Insurance under the umbrella of ML Pamilya Insurance Plans intended to FAMILY. It is a 3-in-1 comprehensive insurance package that provides Accidental Death/Permanent Disablement, Cash Assistance for Natural Death (excluding pre-existing illness) and Fire Cash Assistance. A very affordable insurance package that covers up to a Family member of four (4) children.

Scope of Cover

provides worldwide 24hr, 365 days protection against loss of life or bodily injury, resulting solely, directly and independently of all other causes from an accident caused by external, violent and visible means. This includes:

  • acts of nature
  • dog and snake bites
  • accidental food poisoning
  • while riding as a passenger of any type of public conveyance licensed to carry passenger – be it by sea, land or air.
  • motorcycling risk is covered but limited to the limit in Schedule of Benefits subject however to the exceptions while as engaged in racing, and driving without valid driver’s license.

Schedule of Benefits

Benefits 1 unit 2 units 3 units 4 units 5 units
1. Principal with (Ages 18-75 yrs. Old)
Accidental Death, Permanent Disablement or Dismemberment 30,000.00 60,000.00 90,000.00 120,000.00 150,000.00
Unprovoked Murder & Assault 30,000.00 60,000.00 90,000.00 120,000.00 150,000.00
Motorcycling 30,000.00 60,000.00 60,000.00 60,000.00 60,000.00
Accidental Burial Benefit 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00
Cash Assistance 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00
Fire Assistance 5,000.00 5,000.00 5,000.00 5,000.00 5,000.00
2. Parents/Spouse with (Ages 18-75 yrs. Old)
Accidental Death, Permanent Disablement or Dismemberment 15,000.00 30,000.00 45,000.00 60,000.00 75,000.00
Unprovoked Murder & Assault 15,000.00 30,000.00 30,000.00 30,000.00 30,000.00
Motorcycling 15,000.00 30,000.00 30,000.00 30,000.00 30,000.00
Accidental Burial Benefit 5,000.00 5,000.00 5,000.00 5,000.00 5,000.00
Cash Assistance 5,000.00 5,000.00 5,000.00 5,000.00 5,000.00
Fire Assistance none none none none none
3. Per Sibling/Child up to 4 with (Ages 1-21 yrs. Old)
Accidental Death, Permanent Disablement or Dismemberment 10,000.00 20,000.00 30,000.00 40,000.00 50,000.00
Unprovoked Murder & Assault 5,000.00 10,000.00 10,000.00 10,000.00 10,000.00
Motorcycling 5,000.00 10,000.00 10,000.00 10,000.00 10,000.00
Accidental Burial Benefit 2,500.00 2,500.00 2,500.00 2,500.00 2,500.00
Cash Assistance 2,500.00 2,500.00 2,500.00 2,500.00 2,500.00
Fire Assistance none none none none none
Total Premium per unit for the whole family & for the whole 1 year 99.00 198.00 297.00 396.00 495.00
Term of Cover 1 year 1 year 1 year 1 year 1 year

 

  • Subject to the standard exclusions stated in the Master Policyissued by MAA General Assurance Phils., Inc., as the insurance provider.

  ML PAWNERS PROTECT

A personal accident (PA) cover underwritten by MAA General Assurance Phils., Inc., specifically designed for each and every pawner of M.Lhuillier Philippines. Its coverage is for four (4) months with benefits: Accidental Death & Disablement (AD&D) at P30,000.00, Motorcycling at P30,000.00 while Unprovoked Murder & Assault (UMA) at P30,000.00.

  ML KWARTA PADALA PROTECT

A one (1) month personal accident (PA) cover underwritten by MAA General Insurance exclusively for ML Kwarta Padala customers. Benefits are as follows: Accidental Death & Disablement at P20,000.00, Motorcyling at P20,000.00 while Unprovoked Murder & Assault (UMA) at P20,000.00.