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Promo Mechanics:

  1. The” M Lhuillier Pasko” Promo will run from November 15, 2016 to  February 15, 2017.
  2. Customers with any of the following transactions listed below automatically allow them to participate in the promo.
  • Prenda transactions
  • Lukat transactions
  • Renewal transactions
  • Reappraisal transactions
  • Transactions sent within the Philippines via ML Kwarta Padala
  • Gift card transactions
  • Remittance received from the international partners that run on the KP System

All need information from the participants such as their addresses and other contact details shall be obtained upon their transaction.

  1. Each qualified transaction will earn the participant one (1) computer generated raffle entry.


Date of Entries Draw Date Prizes
Quick Cash Loan Kwarta Padala
Nov. 15-30, 2016 1st Draw – Dec. 8, 2016 P 5,000.00 each P 5,000.00 each
Dec. 1-15, 2016 2nd Draw-  Dec. 23, 2016 P 5,000.00 each P 5,000.00 each
December 16-31, 2016 3rd Draw- January 9, 2017 P 5,000.00 each P 5,000.00 each
Jan. 1-15, 2017 4th Draw-January 23,  2017 P 5,000.00 each P 5,000.00 each
January 16-31, 2017 5th Draw-  February 8, 2017 P 5,000.00 each P 5,000.00 each
February 1-15, 2017 6th Draw- February 23, 2017 P 5,000.00 each P 5,000.00 each


  1. Quick Cash Loans winners. Ten (10) cash prize winners will win 5,000.00 each on the 1st-6th draw.Prizes are as follows:

Kwarta Padala winners. Ten (10) cash prize winners will win 5,000.00 each on the 1st-6th draw.

  1. Winners are electronically picked based on the entry assigned of the internationally received transactions, the KPTN of domestic-send transactions and the KP-to-Go cards, pawn ticket number of reappraisal, lukat and renewal transactions.
  2. Cash Prizes are not transferable.
  3. Prizes are tax free.
  4. Winners will be notified by registered mail. For processing the prize, winners must present the registered mail together with the winning MLKP send out form and international receive form, the KP-to-Go cards, pawn tickets or official receipts along with their valid government-issued ID at any M Lhuillier branch.
  5. List of winners via ML Kwarta Padala only after verification of duly submitted complete documents.
  6. A participant can win only once during the entire duration of the promo.
  7. Prizes that remain unclaimed after sixty (60) days from notification will be forfeited in favor of M Lhuillier Philippines with prior DTI approval.
  8. All employees of M Lhuillier Financial Services Inc. and their relatives up to the 2nd degree of consanguinity or affinity are disqualified from joining the promo.
  9. Acceptance of the prize will be deemed as consent by the winner to use his/her name and photographs in all related publicity connected to the promotion without additional charge or permission.
  10. Decisions on the results of the promo made by M Lhuillier will be deemed final and irrevocable with the concurrence of DTI.