Guidelines & Parameters
| Particulars | Criteria |
| Qualified | Locally Employed, OFW, Self-Employed, Pensioner |
| Acceptable Units | Second hand units except Korean, China, and Indian brands (Honda, Toyota, Mitsubishi, Isuzu, Ford, Suzuki, and Nissan) |
| Year Model | 2025 and up, provided not to exceed 10 years upon maturity of the loan |
| Amount of Loan | Up to 70% of appraised value of inventory being financed |
| Manner of Payment | MCash Wallet - free of charge, Over the Counter, Bank Transfer or Check |
| Other Charges/Deduction upon Release | Chattel Fee based on actual computation set by ROD and LTO; Comprehensive Insurance with AOG based on Insurable Value |
| Mode of Disbursement | Disburse thru our M Lhuillier branch |
| Collateral | Original OR/CR must not encumbered |
| Re-availment/Reloan | In case the outstanding balance is below six months, he/she can avail provided the unit will be re-appraised |
How to avail
Submit your application form and photocopy of OR/CR to the FLA.
Wait for the approval.
Once approved, get your cash.
Ready to apply?
Visit any of M Lhuillier branch near you or apply online.
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